Terms of Service

App: Mikdar · Last updated: 19 June 2026

These Terms of Service ("Terms") govern your use of the Mikdar mobile application ("Mikdar", "the app", "we"). By installing or using Mikdar, you agree to these Terms. If you do not agree, please uninstall the app.

1. What Mikdar is

Mikdar is a personal finance and Islamic finance toolkit. It helps you track income, expenses, debts, invoices, budgets, savings goals, and reminders, and provides a set of calculators including Zakat, Miras, Waris, Land, EMI, SIP, Currency, Unit, Time Zone, GPA, and others.

Mikdar is provided as a free app. Future versions may introduce optional paid features; v1 is fully free.

2. Your account

Mikdar does not require an account. You can use every core feature without signing in.

If you choose to sign in with Google to enable cloud backup, you are responsible for keeping your Google account secure. You must not share your account credentials. You may delete your Mikdar account at any time from Settings → Backup → Delete account, or via our Account Deletion page.

3. Your PIN and recovery key

Mikdar uses a PIN that you choose, plus an auto-generated 24-character recovery key, to protect your local data and your backups.

You are solely responsible for remembering your PIN and storing your recovery key in a safe place. If you forget your PIN and lose your recovery key, your encrypted data — including your Google Drive backups — cannot be recovered by us, by Google, or by anyone else. This is by design.

4. Important: calculators are educational

The Islamic finance calculators in Mikdar (Zakat, Miras, Waris, livestock and agricultural Zakat, etc.) are educational tools. They are not a substitute for a fatwa, a qualified scholar, a mufti, or a religious authority.

The financial calculators in Mikdar (EMI, SIP, loan comparison, currency conversion, etc.) are educational tools. They are not financial advice. Real-world rates, taxes, fees, and applicable laws may produce different results.

Before acting on any calculator result in a way that affects your money, your religious obligations, or your legal position, consult a qualified scholar, accountant, or licensed advisor.

5. Accuracy of the data you enter

Mikdar can only compute on the inputs you give it. You are responsible for the accuracy of the transactions, dates, amounts, beneficiary information, asset values, and any other data you record. We do not verify or audit your records.

6. Acceptable use

You agree not to:

7. Intellectual property

Mikdar, its name, its logo, its visual design, its source code, and its accompanying documentation are owned by the developer. You receive a personal, revocable, non-exclusive, non-transferable licence to install and use the app on devices you own or control. All other rights are reserved.

You retain ownership of the data you enter into the app. We claim no rights over your transactions, invoices, contacts, or any other content you create.

8. Third-party services

When you enable optional cloud features, you are also bound by the terms of the relevant third-party provider:

We are not responsible for those services' availability, accuracy, or behaviour.

9. No warranty

Mikdar is provided "as is" and "as available" without warranties of any kind, whether express or implied, including but not limited to merchantability, fitness for a particular purpose, accuracy, and non-infringement.

We do not warrant that the app will be uninterrupted, error-free, or that any defect will be corrected.

10. Limitation of liability

To the maximum extent permitted by applicable law, the developer is not liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, goodwill, or other intangible losses arising out of or in connection with your use of (or inability to use) the app, including but not limited to:

Where the law does not permit total exclusion of liability, our aggregate liability is limited to the greater of (a) the amount you paid for the app in the twelve months preceding the claim, or (b) USD $0, since the app is currently free.

11. Changes

We may update these Terms from time to time. Material changes will be reflected in the "Last updated" date and may be surfaced inside the app. Continued use of the app after a change constitutes acceptance.

12. Termination

You may stop using the app at any time by uninstalling it. We may suspend or terminate access to optional cloud features if you breach these Terms.

13. Governing law

These Terms are governed by the laws of the People's Republic of Bangladesh, without regard to its conflict-of-laws principles. Disputes arising out of these Terms shall be brought in the competent courts of Dhaka, Bangladesh, unless mandatory consumer-protection law in your country of residence provides otherwise.

14. Contact

For questions about these Terms, email:
info@ezomfy.com